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Complete a short application, sign an agreement, and write a check for the loan amount plus fee. Receive cash on the spot and we will hold your check until your. A payday loan is a high-interest loan borrowed against your next paycheck. In New York State, most payday loans are handled by phone or online. Payday loans (also called “cash advances”) are small, short-term, cash loans. The loans are based on your personal check held for future deposit or electronic. Cash advances can be accessed easily, online. You can fill out your application through our website or call and apply with one of our friendly. Quick Facts about Payday Loans · You may only borrow a total of $ or 30% of your gross monthly income, whichever is less. · Your information will be.
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